Small Apartment Loan Program

The Small Apartment Loan Program is a first mortgage product created specifically for small apartment properties (5+ units) with loan amounts between $400,000 and $3,000,000. The program offers several advantages over traditional bank lending as well as other lending programs including:

  • Outstanding Rate and Longer Terms
  • Loan-to-Value up to 80% for Purchases, 75% for Cash-out Refinances
  • No Prepayment Penalty upon sale or transfer
  • No Balloon Payment - initial fixed terms of 1,3,5,7,or 10 years with rate adjustments thereafter until fully amortized over the life of the loan
  • 15/15 Fixed Rate loan available
  • 25 year amortization - up to 30 years if property meets certain conditions
  • Closing in 45 to 90 days with 60-day rate locks

To download the Small Apartment Loan Program sheet, please click here.

Fannie Mae Loan Products

Through a correspondent relationship, we offer a full range of Fannie Mae loan programs for owners and investors seeking the excellent rates and terms, and the flexibility, afforded by the agency lending programs. Whether you require long-term permanent financing, fixed or adjustable rate notes, bridge financing, specialized seniors housing products or the Fannie Mae Small Loan Program (under $3,000,000), we can assist you in taking advantage of these "A" pricing products. To learn more about the variety of Fannie Mae loan programs, please download any of the program sheets below.

FHA Loans

For affordable housing owners we can provide all of the FHA programs available. Please consult the following program sheets for further details or contact an ACG representative to discuss your capital needs.

Bank Lending, Conduits, Life Companies and Other Lending Sources

Through established relationships with the best multi-family mortgage lenders locally, regionally, and nationally, we are able to assist our clients in locating and securing the best capital fit available. Our goal is to help our clients navigate the capital markets so that they don't have to, saving them the time and costs associated with identifying the right financing sources. Our multi-family experience and our relationship with the full spectrum of lenders provides benefits whether you own a 20-unit apartment house or a 200-unit high rise. To refinance or acquire your next deal, let ACG be your guide.


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